15K in Factions (Canthan Variety - Neutral Faction) Comes when you finish the game. After the boss fight you have access to a lotof different npc's offering a lot of different stuff
15K in Factions (Kurzicks or Luxon Variety) comes from either Vaasburg Armoury for Kurzicks, or some sort of hatchery place that i cant remember the name of for Luxons. You need either Jade (luxon) or Amber (kurzicks) to make this armour, and you get these commodities by getting more Faction points for these specific factions.
The only difference between these armour types is what they take to make and appearance, no stat differences
To my knowlededge you cant get assn or rit armour in Prophecies areas
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